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Scenario 3: Gavin, Podiatrist, 40 graduated 8 years ago, private practice

Assuming Gavin has accessed a full student loan (tuition and maintenance) and is earning £50,000 as a Podiatrist at a successful private practice. Based on that salary, he will be making a standard monthly repayment of approximately £182. However, as Gavin is earning over the current higher interest income level of £46,305, he is keen to try and pay off his student loan as quickly as possible, he has also arranged a Direct Debit with SLC to pay an extra £100 a month.

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